What is a Fraudulent Workplace Injury Claim?
A fraudulent workplace injury claim is a false claim made by an employee who has not actually suffered an injury or illness at work but makes a claim for workers' compensation or personal injury benefits. This type of fraud is committed to obtain financial compensation for a non-existent or exaggerated injury, which can result in significant financial losses for employers and insurance companies. Fraudulent workplace injury claims can be difficult to detect and may require the assistance of a private investigator or fraud investigator. A thorough investigation may involve reviewing medical records, interviewing witnesses, conducting covert surveillance operations to determine the veracity of the claim. Employers and insurance companies have a responsibility to investigate suspected fraudulent claims to protect themselves from financial losses and to deter future fraud.
No Win, No Fee Mentality
In our experience, fraudulent workplace injury claims are the result of flashy adverts running on TV, radio, and online. These advertise 'No Win, No Fee' terms for injury claims services. Advertisements such as these are both dangerous for businesses and tempting for employees looking for a quick pay-out. If there is nothing to lose, then why not? Or so they think...
In reality, if employees submit fraudulent workplace injury claims and we prove beyond doubt to be entirely false, not only will he or she not receive the pay-out they had banked on, the likelihood is they are also going to lose their job.
Furthermore, depending on how far an employer wants to pursue the fraudster, the employee could find themselves in court facing criminal charges and records of wrongdoing.
For the most part, employees just want to go to work, complete their job, go home, and get paid at the end of it. Unfortunately, there are also plenty of employees out there who wouldn't think twice about submitting fraudulent workplace injury claims for thousands or even hundreds of thousands of pounds against their employer for an accident that never happened. SPI are here to combat fraudulent workplace injury claims and assist businesses when these suspect claim forms land on their desks.
Fraudulent Workplace Injury Claims Prevention Practices
CCTV systems can be found in most modern businesses and are highly effective for a whole host of reasons when protecting sites etc. Having CCTV coverage across a whole site will make it very difficult for employees to fabricate accidents and submit fraudulent workplace injury claims. This is simply because the supposed accident will have been caught on camera at the time of the incident.
CCTV is highly effective, but an employer must by law ensure that all employees are aware of the fact they are being monitored.
A company must by law produce and implement a health and safety policy if the company employs five or more people. Within that policy, provision must be made to ensure regular audits and site inspections are conducted. The most common form of injury at work are slips, trips, and falls. If opportunist employees see a dangerous cable running across the floor, they may just take advantage of the situation, fake their accidents and submit fraudulent workplace injury claims against the company. If regular site audits are conducted and these issues are acted upon, very few of these opportunities will arise for employees to take advantage of.
Provide your employees with correct Personal Protective Equipment (PPE) and check regularly to ensure it is being worn. If an employee is constantly asking for PPE and not receiving it, you may find yourself with a disgruntled employee forced to work in dangerous conditions that may become fed up and submit a claim.
Likewise, be vigilant and make sure the staff are wearing the kit the company has paid for and provided to them. No one wants to see anyone being injured at work.
As an employer, you should build positive relationships with your staff. Treat your staff well and pay them fairly. No one likes working for a boss who treats them unfairly and is unpleasant to work for. If you have positive relationships with the staff, you will likely get the best from them, and they will think twice before jeopardising this relationship by submitting a fraudulent workplace injury claim.
Pay the staff well. This doesn't mean overpaying them, it means paying them a sufficient amount leaving them unlikely to submit a fraudulent workplace injury claim. This generally means paying more than the national minimum wage which we all know is not enough for anyone to live comfortably.
Standards of Our Fraudulent Workplace Injury Claims Investigations
Our workplace injury claims investigation services are delivered with integrity and professionalism on all accounts
Our private investigations are conducted with robust ethical standards and accountability at all levels
The workplace injury claims investigation services we provide are in compliance with UK privacy and data protection laws
A quality service at a cost effective price is what we deliver with both our private investigations and corporate investigations
Hire a Private Investigator Birmingham
If you need a competent and experienced private detective to investigate any suspected fraudulent workplace injury claims, then contact Sentry Private Investigators today.
You may be reading a suspected fraudulent workplace injury claim form with the expectance of reluctantly paying out large sums of money for it. Rather than just accepting and paying out, get it thoroughly investigated beforehand by our competent private detective firm.
We deploy highly trained surveillance operatives who focus entirely on the specifics of the employee's claim. Whether it be a catastrophic injury or a broken fingernail, we will evidence the truth which in turn allows employers to proceed with confidence.
Get in Touch
SPI have years of experience investigating fraudulent workplace injury claims in Birmingham and throughout the West and East Midlands.